Tips for Buyers

Finding and buying a home is often a very tedious and stressful process.

The key to a smooth and easy transaction is the right information and preparation. The buyer who knows what he wants has the best chance of finding the home he is looking for in a short time. From our experience, we have created a questionnaire that will help you set your basic priorities step by step.

First you need to determine the general characteristics that you want your future home to have. 

  • Which area do I like?
  • Do I have enough money to buy there?
  • Do I want the property to be close to my work?
  • Do I want peace or the city center?
  • Do I want schools and tutoring for children, the market or the church to be close?

The real factor being the price

Perhaps the most important parameter when searching for a home, where often our wants come in conflict with our needs. What we advise our customers to do is to include various parameters in the property price before deciding to purchase.

It is easy to see a property price and immediately say that it is good or expensive. However, you must take into account its needs maintenance and heating, regular taxes (ENFIA, presumptions, etc.), municipal fees, travel expenses of your family. Putting all of the above in the equation you may come to the decision that a property that initially seemed expensive is ultimately what interest from someone else.

What to do

  • Calculate the purchase amount 
  • Set a final purchase date 
  • Do a loan market research 
  • Fill out an application for a bank loan pre-approval 
  • Calculate how much you can pay in monthly loan installments 
  • Calculate your down payment 
  • Calculate taxes
  • Calculate the registration fee at the Mortgage Office 
  • Calculate notarial and legal costs
  • Calculate the cost of renovation 
  • Compare prices per square meter and not per property

The property market is for most of us life investment and therefore you need to reduce to a minimum the risk of making a clear decision. In order to achieve this, our moves before buying the house we are interested in must be studied and carefully thought. Simple decisions and careless choices are not allowed.

To move properly and safely you must rely on the experience and knowledge of professionals. By working with us, you should feel comfortable having a professional by your side who understands your needs. With the “ Purchasing Consultant ” institution, a professional real estate agent of RE / MAX works exclusively for you, searching all over the market for the property you want, protecting you from the risks.

Necessary Official Purchase Documents for the purchase of real estate

Employees

  1. ID photocopy (For foreign photocopy of passport, residence and work permit).
  2. Photocopy of last income tax return
  3. Certificate of tax awareness
  4. Photocopy of the last 3 payroll receipts
  5. Employer’s letter stating current position, years of service and salary

Freelancers – Entrepreneurs

  1. ID photocopy (For foreign photocopy of passport, residence and work permit).
  2. Photocopy of the last three income tax returns and detailed tax data.
  3. Certificate of tax awareness.
  4. Photocopy of last published balance sheets (if any).
  5. Photocopy of the latest real estate income (if any).

Businesses

  1. Photocopy of the last three published balance sheets and results.
  2. Photocopy of the last three income tax returns, detailed tax data and the last three VAT Value Added Tax returns. (If they exist).
  3. Certificate of tax and insurance awareness.

 

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