07/16 – Current REMAX Plus
Real Estate Agent
- Real estate advisor
11/14 – 06/16 PIRAEUS Bank,
Head of Personnel House Loans
- Housing loan portfolio management, new loans, changes in typical loans, removal of mortgage foreclosures
- Update of procedures and forms of mortgage loans, regulations for granting loans to staff of SSE / OTOE
- Evaluation and management of mortgage restructuring claims
09/13 – 11/14 GENIKI Member of Piraeus Bank Group,
Head of Personnel Loans
- Personnel loan portfolio management, new loans, advance payments, changes in typical loans, removal of mortgage foreclosures
- Update of loan procedures, regulations for granting loans to SSE / OTOE staff
- Control of SSE / OTOE Personnel Loans, recording of pending issues and their resolution in order to safeguard the interests of the Bank
- Transfer of staff loans to the central system of the Bank
04/13 – 08/13 CPB Bank , Member of Piraeus Bank Group,
Head of Approval / Restructuring & Credit Support Departments Evaluation Departments referring to the Deputy Director of Credit Evaluation Directorate, supervised by 11 employees, approval level (C ‘) with a limit of € 250K
- Continuing education, support and guidance of existing ones to achieve the goals of the Directorate
- New grants (pre-approvals-final approvals), changes in typical loans, changes in collateral for existing grants
- Development and improvement of procedures, loan application statistics, automation improvement
12/12 – 03/13 CPB Bank,
Head of Approval / Restructuring & Support of Credit Lending Credit Departments, referring to the Deputy Director of Credit Evaluation, supervision of 18 employees, approval level (C ‘) with a limit of € 400K
- Continuing education, support and guidance of existing ones to achieve the goals of the Directorate
- New grants (pre-approvals-final approvals), changes in typical loans, changes in collateral for existing grants
- Development and improvement of procedures, loan application statistics, automation improvement
03/07 – 11/12 Marfin Egnatia Bank S.A.,
Head of Definitive Appraisal & Credit Support Assessment Departments, referring to the Deputy Director of Retail Banking, supervised by 13 employees, approval level (B ‘) with a limit of € 300K
- Evaluation of Final Approvals. Flexible alternatives and clear counter-proposals on issues of approvals, pre-approvals in order to serve the customer and at the same time ensure the interests of the Bank.
- Improving credibility based on credit policy.
- Management and evaluation of Legal / Technical audits with parallel evaluation of external partners.
- Continuing education, support and guidance of existing ones to achieve the goals of the Directorate
- Communication with the entire Branch Network of the Bank in order to serve more directly and the ideal service for the customer.
- Development and improvement of procedures, statistical data on loan requests, improvement of automation, study and inclusion in the production of new loan systems
10/06 – 02/07 Egnatia Bank SA
Head of Credit Loan Support Credit Departments referring to the Head of Housing Loans Sector, supervised by 3 employees
- Continuing education, support and guidance of existing ones to achieve the goals of the Directorate
- Approvals and Approvals for Housing Loans
- Control and monitoring of Legal / Technical controls to the cooperating Lawyers / Engineers and direct communication for dealing with and resolving any problems
- Resolving questions about the terms of pre-approval, approval, processing and disbursement of a mortgage loan
- Formation and improvement of procedures, statistics
01/04 – 09/06 Efg Eurobank Ergasias ,
Team Leader of the Housing Loan Support Department for the entire Network of stores mentioned in the Head of the Housing Loans Sector, supervised by 9 employees,
- Resolving questions concerning the terms of pre-approval, approval, procedure and disbursement of a mortgage loan with the aim of providing immediate and clear information to customers.
- Communication with the entire Network of stores in order to provide more immediate service and the best financing for the customer.
- Update on the progress of loan applications
- Providing clarifications for housing programs and procedures, solving individual problems
- After sales questions
- Development and improvement of procedures.
06/01 – 12/03 Efg Eurobank Ergasias–Open 24
Team Leader Europhone Banking referring to the Deputy Director of Europhone Banking, supervised by 6 employees
- Continuous training, support and guidance of existing and new employees in the Bank’s systems and products.
- Customer service in specialized sections of the department regarding
loans, credit cards, investment products, domestic and
foreign remittances . - Control of receipt and transfer of Stock Exchange orders
- Development and improvement of procedures
04/00 – 03/01 Citibank N.A.,
Senior Officer of the Securities Department referring to the Head of the Securities Department
- Responsible for opening accounts, processing and checking all stock market orders of the department
- Portfolio control of portable ports, corporate transactions.
- SAT Management and Systems Reconciliation.
05/99 – 03/00 National Bank of Greece ,
Officer Division Securities Cash and reported to the Head of the Division of Securities and Cash
- Account opening processing
- Simplification of Titles
- Financial commitments
- Shareholder service and custody
03/99 – 04/99 Unifon A . E .
Officer referring to the head of the Directorate
- Keeping a company file
08/95 – 02/99 Hunting Association of Kiato
Employee / Treasurer
- Cash transactions
- Keeping income / expense books
- External transactions
Education
1996 – 1999 Institute of Banking Executives, Certificate of Basic Banking Knowledge Studies
1989 – 1995 Kiatou High School,
Special Knowledge
Foreign Languages : English (First Certificate in English), French (Certificate de langue Française)
Computer skills: MS Office
Professional training
- Seminars H / Y , NELE , Kiato , 2 months training course
- Computer Seminars, Ionian Education, Athens, 1 month training course
2000 Core compliance Training (on US Laws, Key Local Laws and Corporate , Ethical Standards, CitibankN.A. , 1 month training course
2000 Anti Money Lundering Program, Citibank NA, 1 month training course
2001 Trapezikaproionta , Accounts , Valeur, WesternUnion, em banking, loans , stock , Analysis Operations MTX , Credit Cards , Mutual Funds , Investment , EFG EUROBANK ERGASIAS, 1 month training course
2006 Statistical Decisions Credit and Risk, Egnatia Bank , 1 week training course
2013 The Greek Real Estate Market: recent developments and prospects, Bank of Greece, 2 days training course
2016 Your Remax career, RE / MAX GREECE, 1 week training course
2018 Negotiation Skills, Nikos Polidis, 1 week training course
2018 Active Listening Skills, Nikos Polidis, 1 week training course
Personal information
Marital Status: Married, one child
Date and Place of Birth: May 15, 1977, Athens